VBA Vision

Vision Benefits

Vision benefits typically include coverage for the eye exams and glasses and/or contacts.  Level of coverage varies depending upon the plan selected.

Alera Group is the only agency in the United States authorized by VBA to manage enrollments, terminations, and billing for small groups (2-24 enrolled employees).

VBA is one of the largest and best-known providers of vision benefits in America.

  • Four (4) standard vision plans
  • Rates are guaranteed (no underwriting)
  • Available to employers with 2 to 24 employees
  • Can be offered as non-contributory (100% employer paid) or contributory (any portion paid by the employee)
  • Minimum to two (2) employees must be enrolled
  • Coverage is effective the 1st of the month following the company’s established new hire waiting period
  • Member terminations always effective the last day of the month
  • Annual open enrollment is aligned with the employer’s medical plan open enrollment period
  • Simplified employer group application

 

VBA Small Group Forms & Information

 

VBA Small Group Forms & Information

 

SMALL GROUP (2-24 enrolled employees):

Minimum of 2 enrolled W2 employees required

Available Plans & Rates Effective 3/1/22 – 2/28/26

Option 1 Option 2 Option 3 Option 4
Benefit Highlight Benefit Highlight Benefit Highlight Benefit Highlight
Single $5.76 $7.85 $8.70 $10.44
Family $11.51 $15.65 $17.40 $20.88
Frequency of Services: Frequency of Services: Frequency of Services: Frequency of Services:
19 & Older      Under Age 19 19 & Older      Under Age 19 19 & Older      Under Age 19 19 & Older      Under Age 19
Exam    24       12 12                   12 12                   12 12                   12 
Lenses 24       12  12                   12 12                   12 12                   12
Frames 24       24 24                   24 12                  12 12                   12



Note: A $5 monthly administrative billing fee is charged per employer group.

* Enrollments and Changes always effective the first of the month
* Terminations always effective last day of the month
* Dependent Coverage: If dependent coverage is being offered by the employer group, eligible dependents may include the covered participant’s spouse, unmarried domestic partners*, and dependent children who have not attained their 26th birthday. Dependent coverage is determined by the employer group.

* Evidence of domestic partnership MUST be provided at time of enrollment

ATTENTION BROKERS: Brokers wishing to be compensated for bringing a group into the small business program must be licensed to write accident and health insurance products.  Commissions are paid at 4% of premium paid.

Please click here to download the Broker Appointment application and Form W-9.